H.R. 676: True Universal and Comprehensive Healthcare

H.R. 676 is a bill, co-drafted by Dennis Kucinich, which will enact a true universal health care system for the United States. The bill will create a publicly financed, privately delivered healthcare program that provides all U.S. citizens with comprehensive medical coverage, including office visits, hospitalization, emergency care, long term care, prescription drugs, medical equipment, mental health services, drug and alcohol treatment, dental and vision care; with no co-pays, deductibles, or denial of coverage.

Moreover, H.R. 676 provides this comprehensive coverage to all citizens by spending $56 Billion less each year than the current for-profit, private insurance system; the private insurance system that leaves 46 million Americans uninsured and 50+ million underinsured; the same system that wastes 31% of every healthcare dollar (roughly $600 billion/yr) on non-healthcare related spending, such as marketing/advertising, an inefficient administration, rating and underwriting clients, denying coverage, and generating corporate profit; the system structured around profit that has undermined quality, affordable coverage, leaving Americans vulnerable to financial ruin in times of need because of excessive co-pays, deductibles, and medication costs.

As a not-for-profit system, H.R. 676 eliminates the waste by operating with a much more efficient 3% administration cost, utilizing the roughly $600 billion saved each year for actual healthcare and finally guaranteeing the same high quality care for every American. As a not-for-profit system, H.R. 676 creates a healthcare system structured for the purpose of providing the best care to all in the most economically efficient way, rather than maximizing profit. As a not-for-profit system, H.R. 676 finally presents access to healthcare as a basic human right, rather than just another corporate commodity. And, in his support of H.R. 676, Dennis Kucinich is the only candidate considering what will truly strengthen and provide security for all Americans, rather than the healthcare industry. In supporting H.R. 676 Dennis Kucinich is considering:

Crisis: 46 million Americans uninsured and 50+ million underinsured; medically related bankruptcies, up 2,200% since 1981, account for half of all bankruptcies in this country and, yet ¾ of them were insured at the time. H.R. 676 guarantees full coverage for every American.

Quality: Not only does H.R. 676 provide all Americans with unparalleled quality of coverage, including free choice of provider and complete portability, but it finally allows medical decisions to be made only by those that should: medical professionals. H.R. 676 has the support of over 14,000 physicians and nurses associations because it eliminates the business of private insurance and pharmaceutical companies from influencing medical decisions to save money.

Costs: The private system has utterly failed to control costs as premiums have risen three times faster than inflation and pharmaceuticals go through the roof. H.R. 676 will not only spend $56 billion less, but go further in controlling costs by allocating budgets, eliminating profit and finally having the clout to negotiate fair rates with the pharmaceutical companies.

Families: As H.R. 676 is funded through tax dollars, 95% of families will pay less for health care than they do now. Under the current private system, the average family premium is up to $11,000/yr. However, under H.R.676, a family of three making $40,000/yr. will spend roughly 1,900/yr. For comprehensive coverage without any additional costs, such as co-pays,
deductibles or prescription medications.

Businesses: The current private system places a heavy burden on businesses to provide
healthcare for employees, the average employer contributing $2,600 per employee. Under H.R. 676 the average would drop to about $1,600. This financial strain handicaps U.S. businesses competing in the world market.

The for-profit system requires non-healthcare related spending and waste to operate, the whole system designed to create income, not care. In supporting H.R. 676, Dennis Kucinich is the only presidential candidate who offers a solution for high quality, true universal health care in this country: eliminating the for-profit, private insurance system. In supporting H.R. 676 Dennis Kucinich is able to finally guarantee all Americans the security of affordable and fully comprehensive coverage. And through H.R. 676, Dennis Kucinich is reaching out to all Americans, bringing them together, to face the for-profit, private healthcare system and once again reclaim our responsibility as a great nation.